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Life Insurance With No Medical Exams


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#1 Jordan's Mommy

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Posted 19 February 2007 - 06:24 PM

Hi all,

I was just wondering if anyone out there has applied for or currently has a life insurance poilicy (Not AD & D) that did not require a medical exam. My husband and I are looking to supplement a life insurance policy on him, but due to health issues, we don't think he will qualify unless we pay a ridiculous amount. If you have had any success with this, please email me. If you have a specific name or company, send that to me in a private email.

Thanks,

Jennifer

#2 janey

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Posted 19 February 2007 - 06:37 PM

Jennifer,
Here's is a very information thread on acquiring Life Insurance that was discussed a while back. I hope some of this information helps.

Big Hugs,
Janey Willis
ISN Support Specialist
(Retired) ISN Assistant Webmaster
(Retired) ISN News Director
(Retired) ISN Technical Writer for Training Manuals
International Scleroderma Network (ISN)

#3 Jordan's Mommy

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Posted 19 February 2007 - 06:54 PM

Hi Janey,

Thanks for directing me to the previous postings-- My husband does not have scleroderma (our 6 year old daughter does), but I figured if anyone knew the hoops to jump through, it would be someone on this site. If anyone wants to privately email me their experiences with Steve or anyone else, I would love to hear from you. Since we are looking to augment our current policy, we are open to a policy that doesn't require a medical exam at all (knowing that our coverage will be capped at about 250k).

Thanks!

Jennifer

#4 Margaret

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Posted 20 February 2007 - 07:22 AM

Hi Jennifer , The Artisiens are an insurance group that will give policies to special needs/sick kids if you wanted a small policy for your daughter.....no medical history or exam is needed. They also have policies for adults and I do not know for sure, but I don't think exams are required.
Take care, Everyone.
Margaret