Making money while on SSDI
Posted 01 June 2011 - 04:42 PM
Does anyone know the rules for the State of Washington, on how much money, if any, a person on SSDI can make without affecting benefits? I've looked online, I've called S.S., and they read to you from a script and don't seem to be able to reason or vary from the script. It all seems so vague. I can't afford vague, I need an answer. I've been asked to help out on a project from an old work associate, and I'm trying to figure out if I can do it. They know my health situation, so they will work with me on that, and it is very very very part time, and all done from home, but do you think I can figure out if I can make a little money or not without getting myself in trouble??
Any input would be appreciated.
Posted 01 June 2011 - 11:13 PM
On Social Security- not SSI- a disability is defined as a condition that keeps you from doing "substantial gainful activity (SGA)." Earnings has under a certain level is assumed not to be SGA (amount changes each year- you need to look it up.) Earning over the higher level are considered to be SGA unless some of the earnings are discounted as a subsidy. Between those two levels- it may or may not be SGA depending on a number of factors.
This is for wages- for self-employment, it is the value of the services as a person can do real hard work yet still have a loss due to non-disability related factors. Some of the things considered in this evaluation are hours of work, whether it is equivalent in time and duties to other who earn their livelihood doing the same work, etc.
This is the short version- I used to spend hours and hours doing these evaluations and they were always difficult.
There are also things like trial work periods where the work is evaluated only after a certain length of work. There are lots of rules for this too.
If you want the straight scoop, go the the SSA website and look up the "pamphlets" for Substantial Gainful Activity, Trial Work Period, Continuing Disability Review.
Be careful to review the rules- a return to SGA within 12 months of the onset of your disability can mean immediate termination. If you've been disabled longer than 12 full months, all the other Trail Work Period rules apply.
Sorry but there is no cut and dried answer for all cases except for the lowest level of earnings.
Posted 02 June 2011 - 10:38 AM
I finally got a hold of someone that knew what they were talking about at SS. In Washington State a person can make up to $720. per month without losing benefits or needing to report it. Anything over that starts a tracking of wages and hours, where other restrictions apply. So for the little thing I was hoping to do, I'll be OK.
Posted 03 June 2011 - 02:16 PM
Congratulations on your new part-time work. I'm sure you will be terrific at whatever it is!
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Posted 09 July 2011 - 01:16 PM
At any rate, this turned out to be a good thread for others who may find themselves in a like
situation, desiring such answers
Hope you're having a good weekend
Posted 09 July 2011 - 05:16 PM
Best wishes on your part-time job. I'm very happy for you.
Posted 11 July 2011 - 09:54 AM
It may still happen. The organization is still trying to lay out the project. They would contract with me to do it. We'll see. I'm fine with it one way or the other.