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COBRA


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#1 truman

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Posted 15 April 2008 - 08:25 AM

Just got my COBRA notice. Monthly payment is $660 and dental $53. I called them and said my disability payment doesn't even cover the $660. Decided I had no choice and paid for continued coverage until I research other companies. Had to drop the dental though, just can afford it. I was speaking to my friend who pays close to $400 a month and she says I got a good deal. She bargained down to a lower policy and doesn't get all the benefits I do. I'm just going to have to cut back severely.

Sheryl: This is where that extra $50 a week cig money is going to come in handy. Believe it or not, this really sealed the deal.

Linda
Tru

It is what it is...........

#2 Kaycee

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Posted 15 April 2008 - 09:23 AM

Linda,

I am so sorry you have to go thru this just to get the medical coverage you need. That's why I firmly believe we need some type of government healthcare. Many of us fall thru the cracks when it comes to healthcare and especially with a chronic condition like we have, we absolutely need it. Good luck on finding something that will cover your needs and be most cost effective for you.

Much love,


Kim
Much love,

Kim


Be yourself...everyone else is taken.

#3 Kamlesh

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Posted 15 April 2008 - 10:59 AM

Linda,

Sorry to hear about high cost of insurance. You need to find a permanent solution for the insurance. I believe COBRA coverage is for limited period only. Without health coverage, Scleroderma can be devastating to your finances.
Kind regards,

Kamlesh


#4 Sheryl

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Posted 15 April 2008 - 12:07 PM

Linda,
I'm sorry to hear that you are put into a bind with your insurance. I really wished you could have kept your dental. So far I have spent more in the last two years on dental procedures than I have in office calls at the doctors offices that I go to. Maybe you will be able to pick up dental shortly. I am happy that you aren’t giving the cigarette money to the cigarette manufacturers but unhappy to hear that one week couldn’t have paid your dental and the other 3 or 4 weeks you could have spent on things you need or want. Possibly set aside to have a holiday of some sort. Wish I was near you to give you a hug. We could laugh and cry and laugh some more together. You are in my thoughts. I just finished a bowl of rice pudding. I put raisons in Ronnie’s portion. He loves white raisons in so many foods. He even likes them in his Apple Pie with a few red cinnamon imperial candies thrown in for a bit of zap and color. Keep us informed on your SS disability. I hope things work out for you.
Strength and Warmth,
Sheryl

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#5 truman

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Posted 15 April 2008 - 12:20 PM

Sheryl:

You, Jen, Karenlee and so many here have become dear friends. I'm a survivor and I'll find a way, in addition to my faith which has guided and led me all my life. As I look back, I don't know how I raised two boys alone from 18 months old. I think if I thought about it, I could never have done it.

Okay, this is a hurdle, but one I'll overcome. I don't have the support of my sons or any family, but I have great friends in my personal circle and fantastic friends here. I haven't mentioned it here before, but I have a very dear close "he" friend who has been with me 20+ years and has been by my side throughout all of this. I haven't really told him all of CREST, but I don't feel the need to just yet.

Thank goodness he's computer illerate :)
Tru

It is what it is...........

#6 truman

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Posted 15 April 2008 - 12:25 PM

PS: I want you all over for gin rummy, a good cry and cocktails. :)
Tru

It is what it is...........

#7 truman

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Posted 15 April 2008 - 12:28 PM

Kaycee:

You're invited to the gin rummy party too. Thank you for your thoughts. Your talk of pasta and marinara sauce really got me going. We have a great little Italian deli here and I got their chicken parm and made pasta with it tonight.

Life does have it's little pleasures.......

Linda
Tru

It is what it is...........

#8 Kaycee

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Posted 15 April 2008 - 02:50 PM

Thanks for the invite. I didn't feel slighted in the least.

Much love,

Kim
Much love,

Kim


Be yourself...everyone else is taken.

#9 Karenlee

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Posted 16 April 2008 - 01:05 AM

Hey Tru,

Be careful, I don't live too far from you and just may show up on your door step one day Lol!
You are welcome to visit me as well. We can hit the beaches and have some yummy drinks and food. :)

Back on topic though, I hope you can get resolution on your medical insurance and find something you can afford. Don't get me started on the American health plan system or I'll explode! My husband and I have had many heated debates regarding this. Not good for bedtime conversation that's for sure.


Karen

#10 Sheryl

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Posted 16 April 2008 - 01:22 AM

Ok Tru, I am in on the Gin Rummy, great laughs and many soft hugs. I'll bring the focacia bread and other munchies. But, crying I won't participate in. Crying as I have always told my sisters. 1. It doesn't accomplish or solve anything. 2. It usually gives people a headache afterwards. 3. It ruins your makeup. 4. It makes your eyes all red and puffy. 5. When you are crying you usually aren't happy, so find something that makes you happy. I've been interupted, my man wants breakfast.
Strength and Warmth,
Sheryl

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International Scleroderma Network (ISN)