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Long Term Disability


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18 replies to this topic

#1 truman

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Posted 19 August 2008 - 06:39 PM

Hi Everyone:

Talk about waiting for the other shoe to drop. Finally starting to feel good, and I get a letter today from my ex company's LTD provider. Seems they have overpaid me and they would like an $8,000 + check remitted to them within 15 days. Seems with some checks, they did a deduct of SSD payments, but with others they didn't. They have mismanaged my case from day one and I now learned today that they did it to another ex employee. Word of warning: Read the check stubs. I did occasionally, and saw the deducts but assumed it was on every one.

Well, just needed to vent. I have to go out into the garden now and plant some money trees and hope they'll bloom with 15 days because that's the only way they can get it at this point.
Tru

It is what it is...........

#2 Sweet

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Posted 20 August 2008 - 04:37 AM

Oh wow!!!

My SSDI is through the feds, so I don't think I"ll run into that problem.

First of all - it's their mistake. They can take payments. That would be my first instinct. It's not your fault. I just don't get the system sometimes.

I'm really sorry tru.
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Pamela
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International Scleroderma Network (ISN)

#3 smac0719

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Posted 22 August 2008 - 12:06 PM

Wow Tru. I am sorry to hear that. I feel the same as Sweet, they should take payments or better yet count it as a loss. If I win the FL lotto this weekend, I'll take care of it for you.
I may have Scleroderma, but Scleroderma doesn't have me!

#4 razz

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Posted 22 August 2008 - 05:20 PM

Tru,

I was wondering how you've been. I'm just as surprised to hear your ex-company's LTD is asking for that amount of money. Since it's their mistake, they should give you more time and/or write most of it off! Someone dropped the ball on their end.


Razz
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#5 truman

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Posted 22 August 2008 - 06:05 PM

Thanks smac0719:

I have a conference call set up for Monday afternoon with them. My ex company's HR rep will be on vacation, so I'm basically going it alone with the help of an advisory rep who keeps tabs on the LTD company. Spoke with her this morning and she's fuming about what happened and is aiming for them to take a loss as well. I'll let you know.
Tru

It is what it is...........

#6 georgette

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Posted 23 August 2008 - 12:20 AM

gee thats tuff !!!!! their mistake and your paying for it ! good luck with ya conferance on monday hope it goes in your favour ........ I too am in to gardening if 'n ya have any seeds from them money trees ya planting I'd sure appreciate a sample lol sorry didn't mean to make light of such a seriuos situation , good luck hugs georgette

#7 Snowbird

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Posted 24 August 2008 - 11:08 AM

Yuk Tru!!!

What a way to ruin your day to say the least!! I'm with the others, surely if you are stuck giving it back, then they have to take a payment plan!! Humm....don't let them bluff and scare you tomorrow....good luck with that call and let us know how it works out.
Sending good wishes your way!

#8 truman

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Posted 25 August 2008 - 10:24 AM

Company accepted a $5,000 back pay for their mistakes. Went from $8,200 to $5,000.
Tru

It is what it is...........

#9 Sheryl

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Posted 25 August 2008 - 10:37 AM

Tru, was that the amount that was left in your accounts that they could prove you still had? Hey, I am glad you didn't have to suffer and pay back what you had already used for living expenses. It was their mistake. I am happy everything is settled and not hanging over your head.
Strength and Warmth,
Sheryl

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#10 truman

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Posted 25 August 2008 - 02:02 PM

Sheryl:

The overpayment was what SSD paid which should have been deducted from their payments since basically February to date. This wipes the slate clean. They will now continue with the balance of my payments through September less SSD payments (what they should have done all along). There were too many emails depicting their neglect to force the issue. They provided an apology for the error and we settled on those terms. I probably could have gotten a total release if I sued, but physically and mentally, I'm not up for that kind of challenge at this time.
Tru

It is what it is...........

#11 smac0719

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Posted 25 August 2008 - 02:31 PM

Tru,

I'm sorry tht you had to pay anything back based on another's error, but I'm glad you have this behind you and they were willing to negotiate.
I may have Scleroderma, but Scleroderma doesn't have me!

#12 JJ-Knitter

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Posted 25 August 2008 - 05:06 PM

Oh Tru, what a bummer~ Good luck with the money tree. I understand fertilizer from a bull's excrement helps them to grow real fast. ;)

I had this happen to me with payroll taxes. All of a sudden they decided they'd miscoded things for months and took it all out of my next check. I threw a major wobbler and said that since they'd made the error over X-months, they could recover the money over the same period of time and if they didn't give me a check right away for the proper month's pay less 1/x of the overpayment, I'd report them to every government agency I could think of and do my best to blacken their name. I could guarantee a complete audit of their books at the very least, but I guess the sight of a menopausal female in full blown rage was what really did the trick. :lol: At least my landlord got the rent that month~

JJ

#13 truman

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Posted 25 August 2008 - 11:47 PM

JJ:

Their offer was a much higher payback figure, but I flew off the handle and told them they virtually took advantage of a disabled person; ME. There was silence all around on the phone (total of five of us on conference). I gave them my offer and told them to take it or leave it, because basically the trees hadn't bloomed and I did not have the money. :angry:

They chose to except the offer.
Tru

It is what it is...........

#14 Buttons

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Posted 25 August 2008 - 11:54 PM

Hi Tru

Sorry you've had to pay this money back through someone else's error. I had to pay some money back to my employers earlier this year because of them finishing me in January and then I appealed & won so they claimed all the money back even though they had been found to have not done things correctly. I was just glad to get things straight with them but found I had a few very difficult months financially because of it.
I now may have issues with having been awarded my IHR payments and my incapacity benefit even though I told them immediately I had been awarded the IHR. If its not one thing its another that needs dealing with / sorting out.
Glad that it is now sorted for you.

Jensue

#15 smurfette

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Posted 26 August 2008 - 03:23 AM

Tru,
I am so sorry to hear what you have been going through. I had been wondering why I had not seen your postings and now I know why! You are always there for the rest of us and when I did not see you, I knew something was up. Between your physical issues and now this you have had enough for more than one person. I can't imagine how frustrated and angry you must feel. I hope that as things get sorted out with the money that you are less stressed and that you feel better and can heal. I hope from this day forward that you have all things resolved and that you feel better.
Smurfette

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#16 Sweet

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Posted 26 August 2008 - 05:48 AM

Hey Tru,

I'm sorry to hear you have to pay a portion of it back at all. However, I can completely understand not wanting to endure the stress and energy it would take to fight it.
Warm and gentle hugs,

Pamela
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International Scleroderma Network (ISN)

#17 debonair susie

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Posted 26 August 2008 - 07:23 AM

:huh: This a crummy deal all the way around the board, tru.

I just wish you hadn't made an offer and given them the food for thought to ruminate over for a few days...at least until the HR person had gotten back.

Of course, I know I'm probably talking out of school and maybe this would be as good as it gets...for you.
No doubt, they will write off the rest :angry:
The "little guy" is usually the one who suffers.

Comforting Hugs for you.
Susie
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#18 JJ-Knitter

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Posted 27 August 2008 - 05:27 AM

Oh, Tru, you go girl!! I'm glad they accepted your offer. Too much stress for you~

If we don't stand up (or jump up and down shouting loudly) for ourselves, who will? We're all cheering for your victory.

JJ

#19 razz

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Posted 27 August 2008 - 03:20 PM

Tru,

I can only imagine the people on that conference call realizing they messed with the wrong disabled person! I'm glad you let them know how you felt so they couldn't pull one over you. Good for you!

I do wish the balance was zero though! :huh: I'll start playing the IL and IN lottery and if I win I'll help you out! :)


Hugs,
Razz
Live well, Laugh often, Love much