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Disability Benefits

Overview of Disability Insurance
U.K. Disability Programs
U.K. Utility Benefits
U.S. Disability Programs

Overview of Disability Benefits

Scleroderma (SD) affects everyone differently. Not everyone is disabled by it. Neither does a diagnosis of scleroderma automatically entitle anyone to disability benefits.

Disability insurance can be obtained through private policies, employment, or the government. It is possible to be eligible for short or long term disability through an employer, but still not qualify for government-run disability. If you are disabled, or worried that you might be in the near future, consult a disability lawyer to learn your legal rights, before quitting your job. Often, people will quit their jobs prematurely or without their doctor's agreement or without letting the employer know that their health is at stake. All of these things can damage or even preclude a finding of disability.

United Kingdom Disability Programs

GOV.UK. Apply for disability in the United Kingdom online. This section also includes information on disability employment, education, housing, travel, and parenting. GOV.UK.

NHS Direct: 0845 4647. For health advice and reassurance, 24 hours a day, 365 days a year. NHS.

United Kingdom Utility Benefits

Home Heat Helpline. Free phone 0800 33 66 99. If you're struggling to pay your fuel bill or worried how you're going to stay warm, the Home Heat Helpline will make it easier for you to find the answers. They will even negotiate with your utility supplier for you if you can't pay your bills and aren't up to negotiating yourself. HomeHeatHelpline.

InsulationGrants.info. Loft insulation grants and cavity wall insulation grants available here. Every home in Britain can claim free funding towards installing loft and/or cavity wall insulation, slashing an annual energy bill by up to 40%. InsulationGrantsInfo.

United States Disability Programs

Medicare Toll-Free Hotline (US) is 1-800-MEDICARE (1-800-633-4227). Medicare.

Social Security Administration. SSA.

Disability Determination for Scleroderma. Scleroderma is described under SSA listing 14.04, Systemic Sclerosis. To be automatically approved for disability based on your scleroderma, you must first be diagnosed with diffuse scleroderma, localized scleroderma (linear scleroderma and morphea), or scleroderma with Raynaudís phenomenon, and experience one of the following sets of complications. AllLaw.

Disability Planner: Social Security Protection If You Become Disabled This is an area where Social Security can provide valuable help to you. Social Security Administration.

Applying for Social Security Disability with Scleroderma. If you are suffering from a severe case of scleroderma and are unable to earn an income due to your condition, Social Security Disability benefits may be able to help. Disability Benefits Center.

Revised Medical Criteria for Evaluating Immune System Disorders; Final rule. Social Security Administration.

National Organization of Social Security Claimants' Representatives. Established in 1979, the National Organization of Social Security Claimants' Representatives is an association of over 3,300 attorneys and paralegals who represent Social Security and Supplemental Security Income claimants. NOSSCR Online.

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